As a matter of policy and in keeping with international best practice, all of FBC's financial subsidiaries undergo annual international credit rating. The table below shows each unit's latest rating:
| Unit | Rating | Year | Rating agency |
|---|---|---|---|
| FBC Bank Limited | BBB+ | 2018 | Global Rating Agency,South Africa |
| FBC Reinsurance | A- | 2019 | Global Rating Agency,South Africa |
| FBC Building Society | A3 | 2019 |
Global Rating Agency,South Africa |
| FBC Insurance |
A- | 2018 | Global Rating Agency,South Africa |
| Microplan | BBB | 2017 | MicroFinanza |
As can be seen from the foregoing table, the FBC Group has excellent credit rating by international standards.